Agricultural lending

IBOX Bank provides a wide range of agricultural lending services for small, medium and large businesses.Loans to replenish working capital in IBOX Bank – it is one of the most relevant services of the bank, designed specifically for farmers. The Bank has exceptional expertise in financing agribusiness in Ukraine. Operating on the market since 1993, PJSC “AgroComBank” (now – JSC “IBOX BANK”) took an active part in lending to agricultural enterprises, providing bank guarantees to agro-industrial enterprises and implementing comprehensive solutions for the accumulation and management of funds.

What can a loan be issued for?

  • Receiving funds for sowing or harvesting
  • Purchase of seeds and plants protecting tools
  • Other current expenses

What are the benefits?

Individual repayment schedule
With the ability to adjust the amount of repayment, considering seasonality;

Multicurrency
Loan in national and foreign currencies without hidden fees or charges;

Flexibility of use
Possibility of multiple use and repayment of credit funds within the credit limit;

Integrated approach
All possible financing options, business valuations, sources of repayment, mortgaged property are considered;

“Agroland” loan program


Rate: UAH: from 15% , USD: from 8%, EUR: from 7%

Amount: 300 000 – 30 000 000

Term: up to 36 months

Commission: 1% in UAH, 0,5 % - in USD, EUR

Pledge: movable / immovable property, equipment, land (as a comfort factor)

Objectives: obtaining funds for sowing, harvesting, purchase of seeds and PPT, current expenses

Terms of issuance: receipt of funds – to the current account

Who can participate in the program: private entrepreneurs and legal entities of the agricultural sector, in which the activity is related to crop production or animal husbandry




Credit program “Agrotechnician”

 

Rate: UAH: from 15% , USD: from 8%, EUR: from 7%

Amount: 250 000 – 40 000 000

Term: up to 36 months

Commission: 1% in UAH, 0,5 % - in USD, EUR

Pledge: purchased equipment

Objectives: purchase of agricultural machinery: renewal or expansion of the amount of the equipment, purchase of agricultural machinery from the United States, Japan, Europe and domestic manufacturers.

Terms of issuance: receipt of funds – to the current account

Who can participate in the program: private entrepreneurs and legal entities of the agricultural sector, in which the activity is related to crop production or animal husbandry